Cha-Tel Federal Credit Union -

Cha-Tel Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (304) 344-3330. All products and services available on this website are available at our office location.

Rates

Loan Rates Share Rates Share Certificates
LOAN RATES
Loan Type Term APR* Limits
Unsecured Signature Loans 24 months 8.99% - 17.99% UP TO $10,000.00
Closed End 36 months 9.74% - 17.99%
48 months 10.74% - 17.99%

Open End Line of Credit 36- 48 months 9.74% - 17.99% UP TO $10,000.00

New Vehicles and Motorcycles 36 months 4.74% - 10.49%
48 months 5.24% - 10.49%
60 months 5.74% - 10.49%
72 months 6.24% - 10.49%
84 months 7.49% - 10.49%

Used Vehicles and Motorcycles 36 months 5.74% - 11.24%
95% or NADA Retail Value 48 months 6.24% - 11.24%
60 months 6.74% - 11.24%*
66 months 7.24% - 11.24%*
72 months 7.74% - 11.24%*
* LENGTH OF FINANCING WILL BE DETERMINED ON LTV RATIO AND AGE OF AUTO

New Boats, Campers and Farm Equipment 36 months 6.24% - 10.99%
ATVs and Jet Skis* 48 months 6.49% - 12.24%
60 months 6.99% - 12.24%
72 months 7.49% - 12.24%
84 months 7.99% - 12.24%
120 months 8.49% - 12.24%
*JET SKIS AND ATVs MAX LOAN 36 MONTHS

Used Boats, Campers and Farm Equipment 36 months 6.74% - 11.99%
ATVs and Jet Skis* 48 months 6.99% - 13.24%
60 months 7.49% - 13.24%
72 months 7.99% - 13.24%
84 months 9.99% - 13.24%
*JET SKIS AND ATVs MAX LOAN 36 MONTHS
Share Secured Loans Up to 60 months Financing 4.00% plus Share Rate
* Loan APRs are Based on Credit Worthiness
Rates are subject to change. Please call for current rate information.

LOAN RATES
Loan Type	Term	APR*	Limits




Unsecured Signature Loans	24 months	8.99% - 17.99%	UP TO $10,000.00
Closed End	36 months	9.74% - 17.99%
	48 months	10.74% - 17.99%

Open End Line of Credit	36- 48 months	9.74% - 17.99%	UP TO $10,000.00

New Vehicles and Motorcycles	36 months	4.74% - 10.49%
	48 months	5.24% - 10.49%
	60 months	5.74% - 10.49%
	72 months	6.24% - 10.49%
	84 months	7.49% - 10.49%

Used Vehicles and Motorcycles	36 months	5.74% - 11.24%
95% or NADA Retail Value	48 months	6.24% - 11.24%
	60 months	6.74% - 11.24%*
	66 months	7.24% - 11.24%*
	72 months	7.74% - 11.24%*
* LENGTH OF FINANCING WILL BE DETERMINED ON LTV RATIO AND AGE OF AUTO

New Boats, Campers and Farm Equipment	36 months	6.24% - 10.99%
ATVs and Jet Skis*	48 months	6.49% - 12.24%
	60 months	6.99% - 12.24%
	72 months	7.49% - 12.24%
	84 months	7.99% - 12.24%
	120 months	8.49% - 12.24%
*JET SKIS AND ATVs MAX LOAN 36 MONTHS

Used Boats, Campers and Farm Equipment	36 months	6.74% - 11.99%
ATVs and Jet Skis*	48 months	6.99% - 13.24%
	60 months	7.49% - 13.24%
	72 months	7.99% - 13.24%
	84 months	9.99% - 13.24%
*JET SKIS AND ATVs MAX LOAN 36 MONTHS
Share Secured Loans Up to 60 months Financing 4.00% plus Share Rate
* Loan APRs are Based on Credit Worthiness
Rates are subject to change. Please call for current rate information.